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為何現在是投資多元資產的好時機?

Source: Barclays, Bloomberg, FactSet, MSCI, NAREIT, Russell, Standard & Poor’s, J.P. Morgan Asset Management.

为什么投资者要注重资产的多元化配置?

(资料来源:Bloomberg,万得资讯,中金公司研究部;现金:2014年及以前使用1周期银行理财收益率年均值,2014年以后使用余额宝7日年化收益率年均值;利率债:中债总财富指数;高收益债:中债企业债AA总财富指数;可转债:中证转债指数;全球债券:JPM 為何現在是投資多元資產的好時機? Global Aggregate Bond,调整为人民币计价;A股沪深300:沪深300全收益指数;A股中证500:中证500全收益指数;港股:恒生指数,调整为人民币计价;发达股指:MSCI DM TR Index,调整为人民币计价;USDCNY:美元兑人民币汇率变化,正值代表投资美元资产的汇兑收益;原油:布伦特原油价格,调整为人民币计价;黄金:伦敦金现货价格,调整为人民币计价。)

这意味着,如果投资者有足够的经济学金融学知识,能够通过科学的大类资产配置,动态把握大类资产轮动规律,就有可能进一步提升组合的超额收益水平。如何利用大类资产轮动规律为投资服务?基于对美国从1973年到2004年的30年历史数据研究,美林证券发表了著名的研究报告《The Investment Clock》,研究在经济的不同阶段相对应的大类资产配置策略,被市场称之为“美林时钟”。

波動市況下保持投資如何長遠為您帶來幫助

信安ESG學院 - 甚麼是綠色債券?

Your Retirement Wellness Score indicates the percentage of your pre-retirement income that is estimated to be available at the specified retirement age (based on your personalized inputs and current assumptions). Studies suggest replacing at least 70-85% of your income in retirement*.

The score compares what you are estimated to have in monthly income 為何現在是投資多元資產的好時機? at retirement against your estimated 為何現在是投資多元資產的好時機? monthly pre-retirement income. For 為何現在是投資多元資產的好時機? example, based on your inputs you may have $1,000 per month when you retire, but your monthly pre-retirement income is $2,000. Your Retirement Wellness Score would be 50.

The amounts you will have may differ based on your specific goals in retirement. This score, and what you will have, are merely estimates based on information provided by you and several financial assumptions, including a 4.5% withdrawal rate. This information may be valued as of different dates. This is not a guarantee of 為何現在是投資多元資產的好時機? future income.

Your Retirement Wellness Score always assumes you are replacing 100% of your pre-retirement income. So, it will not change if you make changes that impact your desired income in retirement.

Your Retirement Wellness Score indicates the percentage of your pre-retirement income that is estimated to be available at the specified retirement age (based on your personalized inputs and current assumptions). Studies suggest replacing at least 70-85% of your income in retirement*.

The score compares what you are estimated to have in monthly income at retirement against your estimated monthly pre-retirement income. For example, based on your inputs you may have $1,000 per month when you retire, but your monthly pre-retirement income is $2,000. Your Retirement Wellness Score would be 50.為何現在是投資多元資產的好時機?

The amounts you will have may differ based on your specific goals in retirement. This score, and what you will have, are merely estimates based on information provided by you and several financial assumptions, including a 4.5% withdrawal rate. This information may be valued as of different dates. This is not a guarantee of future income.

Your Retirement Wellness Score always 為何現在是投資多元資產的好時機? assumes you are replacing 100% of your pre-retirement income. So, it will not change if you make changes that impact your desired income in retirement.

為何現在是投資多元資產的好時機?

為何現在是投資巴西股票好時機?

大宗商品短期超賣、長期升浪不變

投資理由1. 大宗商品短期遭超賣,長期仍將供不應求

政府政策引導巴西通膨逐步回落

投資理由2.政策引導通膨逐步回落,巴西明年將進入降息循環

巴西經濟緩步向上,製造業、服務業復甦強勁

投資理由3.巴西經濟活動指標今年持續好轉

巴西股票評價具吸引力

投資理由4.巴西股票評價極具吸引力,買點浮現

滙豐環球投資基金-巴西股票 (本基金配息來源可能為本金)為何現在是投資多元資產的好時機?

基金亮點

五大投資主軸、全方面掌握巴西投資契機

基金投資配置與小檔案

基金投資組合配置

基金持股

基金小檔案

滙豐巴西股票基金 (本基金配息來源可能為本金)
本基金經金管會核准或同意生效,惟不表示基金絕無風險,基金經理公司以往之經理績效不保證基金最低投資收益;基金經理公司除盡善良管理人之注意義務外,不負責基金之盈虧,亦不保證最低之收益,投資人申購前應詳閱基金公開說明書及投資人須知。各銷售機構備有基金公開說明書及投資人須知,歡迎索取。有關基金應負擔之費用(境外基金含分銷費用),已揭露於基金之公開說明書或投資人須知中,投資人可至公開資訊觀測站或境外基金資訊觀測站中查詢。內容涉及新興市場部分,因其波動性與風險程度可能較高,且其政治與經濟情勢穩定度可能低於已開發國家,也可能使資產價值受不同程度之影響。
匯率走勢亦可能影響所投資之海外資產價值變動。投資人亦應注意投資國家稅制變更之風險,本基金投資之部分國家針對外國投資者課稅 (如巴西IOF稅),投資人申購或贖回基金而導致基金資金進出該國家所產生之稅賦,均為基金之費用,因此該類稅制之改變 (包括稅制之實施或終止、稅率之升降等) 均可能影響基金之相關費用,而對基金淨值及投資人造成若干影響。基金配息率不代表基金報酬率,且過去配息率不代表未來配息率;基金淨值可能因市場因素而上下波動。本基金的配息可能由基金的收益或本金中支付,任何涉及由本金支出的部份,可能導致原始投資金額減損;本基金進行配息前或未先扣除行政管理相關費用,各級別配息規定請詳見公開說明書。基金配息率不等於基金報酬率,投資人獲配息時,宜一併注意基金淨值之變動。近十二個月內配息組成項目表格詳見滙豐證券投資信託股份有限公司(原名: 滙豐中華證券投資信託股份有限公司)投資理財網。本基金為股票型基金,主要投資於巴西之一般型股票,屬於新興市場、單一國家、一般型股票基金,故本基金之風險報酬等級為RR5。RR係計算過去5年基金淨值波動度標準差,以標準差區間予以分類等級,此等級分類係基於一般巿場狀況反映巿場價格波動風險,無法涵蓋所有風險(如:基金計價幣別匯率風險、投資標的產業風險、信用風險、利率風險、流動性風險等),不宜作為投資唯一依據,投資人仍應注意所投資基金個別的風險。本基金實施公平價格調整機制與反稀釋機制,詳請參見公開說明書與投資人須知一般資訊。文宣編號:MKT20220713001、文宣有效日期:2022/12/31 。

全球資產配置優劣:《Global equity investing:The benefits of diversification and sizing your allocation》

Source: Barclays, Bloomberg, FactSet, MSCI, NAREIT, Russell, Standard & Poor’s, J.P. Morgan Asset Management.

什麼是全球多元分散的投資?

分散投資的好處是報酬波動更低

投資本地跨國企業就是分散投資嗎?

左為Yuanta/P-shares Taiwan Top 50 ETF,右為Vanguard Total World Stock ETF,資料來源:Morningstar